Reporting guest accidents Host protection in case of a guest accident See all 11 articles Claims . This is basically because the credit card companies don’t view Turo as a car rental company. Turo offers two car insurance policies for Turo car owners, or hosts, as the platform calls owners who rent out their cars to other drivers. Coverage is provided by an insurance provider dependent on the country of booking and/or the guest’s own insurance. Or bring your own commercial rental insurance and take a bigger piece of the pie. You’re covered with up to $750,000 in liability insurance from Liberty Mutual, and your car is contractually protected against theft and physical damage.*. Turo does provide the option for you to opt out of its insurance program entirely and instead buy your own commercial car insurance policy. Book unforgettable cars from trusted hosts around the world. I’d love to see their books on their claims, I’d bet money they are claiming multiple claims for each accident and making both sides pay deductibles for the same incident. Unlike the U.S., where you can find other private car rental platforms like Getaround and HyreCar, Turo is the only peer-to-peer online car rental company currently operating in Canada. Additionally, hosts in California, Georgia, Maine, Oregon, and Washington are required by law to keep this card in their vehicle at all times. All Liberty Mutual liability insurance in the US is offered through Turo Insurance Agency. Si vous rencontrez un problème et n’êtes pas en mesure de le résoudre directement, veuillez joindre support@turo.com immédiatement. 14. Terms, conditions, and exclusions apply. However, you must keep your personal insurance card and registration in your vehicle to serve as proof of financial responsibility if a guest is pulled over in a traffic stop. Pick it up or get it delivered where you want it. If you’ve purchased a protection plan through Turo. If you chose the Basic plan or declined coverage, Turo will charge up to $3,000 and no less than $500. A Turo incident information card doesn’t satisfy state or provincial "Financial Responsibility" requirements. Additionally, hosts in California, Georgia, Maine, Oregon, and Washington are required by law to keep this card in their vehicle at all times. The card lists: In addition to an incident information card, you must keep your personal insurance card and registration in your vehicle. Download incident info card Nondiscrimination policy & community guidelines An incident information card offers guests proof of vehicle insurance. our personal insurance isn’t operative during a trip. You can’t use them to register your car. insurance coverage in order to use the Turo marketplace. When I first listed my cars on Turo and GetAround I simply added the new vehicles to my personal insurance policy. Faîtes à nouveau le tour du véhicule et assurez-vous qu'il n'y a pas de nouveaux dommages. Does My Insurance Cover Turo? Of course, we can’t provide advice on the specific terms of any coverage that your credit card may or may not offer. However, you must keep your personal insurance card and registration in your vehicle to serve as proof of financial responsibility if a guest is pulled over in a traffic stop. If you’re a Commercial Host, you must keep a copy of your commercial rental insurance card in your vehicle. Turo insurance plans are different in Canada and other countries. If my credit card offers coverage for a car rental booked using the card, will it provide coverage for renting with Turo? While I was searching vehicl… Coverage is provided by an insurance provider dependent on the country of booking and/or the guest’s own insurance. That’s because Turo is not a rental car company -- we’re a person-to-person carsharing platform -- so credit card companies may provide no coverage for a car booked through Turo. You can’t use them to register your car. Even after paying for the Basic level insurance with Turo ($3,000 deductible), I was able to have a car to drive for the few weeks I needed it for about $700. In addition, if you purchase incidental insurance through Turo, this insurance card must also be available to drivers. Should you choose the Premium plan, Turo charges $500. Liability policy up to $1 million and through its partner Liberty Mutual to supplement your own policy when you’re renting out your car. Third-party liability insurance provided by Liberty Mutual secured through Turo Insurance Agency, LLC Share your car with confidence All Turo hosts choose the protection plan that’s right for them, and every host plan comes standard with up to $750,000* in third-party liability insurance from Liberty Mutual. Turo, popularly referred to as the 'Airbnb of cars,' is one of many ways to earn extra income from your existing assets in today's ever-growing gig economy. It’s pretty straight forward. Cancel for free up to 24 hours before your trip starts. I called Chase and verified that Turo is an exception to their policy. Turo offers a few tiers of auto insurance coverage for hosts and renters, but neither is required to opt-in for a Turo protection plan if they have pre-existing insurance that sufficiently covers the rental or use of a Turo rental car. 14. If you’ve purchased a protection plan through Turo, your personal insurance isn’t operative during a trip. Likewise, if you have insurance available for rental cars from your credit card company, it likely won’t apply to borrowing a car on Turo. Hosts in the US should choose the card “US Incident information card.”, should choose the “Certificate of Insurance” for their province. Cars.com’s Editorial department is your source for automotive news and reviews. * Learn more “We have three different Turo-provided protection plans for hosts: standard, basic and premium,” said Christin Di Scipio, a Turo spokesperson. It seemed like a no-brainer for me, the incremental costs of the adding these vehicles were almost insignificant! Choose the card that matches your location. Continue reading for a more detailed breakdown of … In addition to an incident information card, you must keep your personal insurance card and registration in your vehicle. The Turo Seed Initiative empowers historically disenfranchised entrepreneurs with access to wealth-building opportunities, so anyone, regardless of color, gender, or creed, can start building a small business and pave their own path towards financial wellness. However, you must keep your personal insurance card, registration, and incident information card in your vehicle. You can also download a card at the bottom of this page. 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